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Showing posts from January, 2018

Thriftism's Monthly Budget

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We have been talking budgets quite a bit lately. The start of a new year brings a bigger budget meeting at our household and since keeping the budget and high levels of savings are on our goals this year, the budget is especially important. This allows us to know where we have available money to spend (for trips, entertainment, house projects, etc.) and helps us track where our money is going. Overall, the budget helps us focus on the things that are important to us - travel, financial security, hobbies - and keep us from spending too much money on items that aren't important to us - eating out, general "stuff". By seeing what we can do with our money, it prevents us from wanting to keep up with the Jones' since we see a better future ahead. Some of our videos mention numbers and many times people do not believe the dollar amount we are throwing out there. For this reason, we decided to start sharing our monthly budgets with you. We will post updates and show that i

Thriftism's New Year's Goals 2018

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Happy 2018!! Another new year is here and with that comes a clean slate for setting goals once again. If you aren't familiar with our goal series, be sure to check out our posts: New Year, New You: Swap Resolutions for Goals Part 1 - Importance of Goals New Year, New You: Swap Resolutions for Goals Part 2 - How to Set Goals New Year, New You: Swap Resolutions for Goals Part 3 - Achieving Your Goals 2017 was an amazing here and we did fairly well with our goals, but we are stepping up our game in 2018 with more detailed goals. With the more detailed goals comes more goals since we broke them down further. We also categorized our goals this year (see why at the bottom of the post). So without further ado- Happy New Year and here are our 2018 goals! Financial Goals Gain employment (Race) Race was laid off early in December. While this put a few of our financial goals on hold for the time being, it also cemented our confidence in the Thriftism lifestyle. We didn'